[pobalin]
> [jezst]
> Ker ste finančni cajtung, bi namesto o tem, kateri avto je boljši, raje prebral kaj o balonu subprime avtomobilskih posojil in kaj se bo zgodilo, ko/če poči...

Pri avtomobilih je ljudi težko prepričati, da bo njihov kos pleha vsak dan več vreden in ga lahko refinancirajo "z dobičkom". Zato za avtomobile najbrž ne dajejo subprime posojil, ki se po dveh letih "nenadoma" (takomalihčrkparesnisemmogelprebrati) nevzdržno podražijo. :-)

Za osvežitev spomina:

> Mortgage Lenders Loosen Standards
> Despite Growing Concerns, Banks Keep Relaxing Credit-Score, Income and Debt-Load Rules
> www.wsj.com/articles...2837695744

> THE RED-HOT U.S. HOUSING MARKET MAY be fast approaching its date with destiny. Indeed, inside the mortgage trade, much anxiety is being focused on a looming "reset problem." Over the next two years, monthly payments on an estimated $600 billion of mortgages to borrowers with checkered or no credit histories -- the "sub-prime" market -- may zoom as much as 50% higher, as the two-year teaser rates on hybrid adjustable-rate loans expire and interest payments hit their fully indexed levels.
> The liquidity of the sub-prime market depends on continued purchases by CDOs of the randier tranches of sub-prime securitizations. Should this funding dry up, the sector's financing structure could seize up. And that would spell big trouble not only for sub-prime borrowers, but for the entire U.S. housing market...and economy.
> www.barrons.com/arti...9561471498

Sicer je pa to menda avtomobilska rubrika, zato bi ob rednem poročanju o Teslu lahko vsaj mimogrede omenili oglasno potezo Nissana, ko je število čakajočih na Teslo 3 domnevno preseglo število vseh prebivalcev Ljubljane.
www.technobuffalo.co...san-ad.png

... OK, po dveh letih avto običajno ni več vreden, če pa malo počakaš, pa se ti naložba v avto www.voznipark.si/wp-...Claire.jpg verjetno splača ...

P.S.: kdor je danes pripravljen plačat, potem pa nekaj let čakat na Teslo, je res pravo teslo ... no, ampak teslo o sebi ne misli, da je teslo, sploh če je "nagrajen", da je v teh letih čakanja "in", čeprav mi ni glih najbolj jasno, kako lahko to dokaže ...